Total amount raised across all funding rounds, Total number of Crunchbase contacts associated with this organization, Total number of employee profiles an organization has on Crunchbase, Total number of organizations similar to the given organization, Descriptive keyword for an Organization (e.g. And I just opened another line of credit a couple days ago. These fees represent the premium charged by the lessor for allowing you to lease an item and will vary depending on customer approval information. -Team Credova. The ultimate aim of both retailers and customers is seamless checkout. Hi there, we understand your concerns with financing online. However, payments over the phone or online will always incur a $10 charge. Thanks!-Team Credova. Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. Literally took me 2 minutes and the purchase was done. We understand your concerns with fees. Not all financing approvals are 90 days interest free. Thanks for being such a great customer, we're grateful to have you as a part of our Credova family! I was able to get my item processed in minutes. We truly appreciate it. We really appreciate you taking the time to write this review. Reply from Credova. Credova was established in 2018. WILL NEVER DO ANY BUSINESS WITH MONTEREY FINANCIAL AGAIN. No closed end consumer lease offer provides the 90 day promotional interest free period. Seemed like a great option at the time cause I knew Id eventually pay it off and not worry about it. When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Thanks Credova for make it possible!!!! It goes against our guidelines to offer incentives for reviews. *Some consumers may elect to not publish the details of their complaints, some complaints may not meet BBB's standards for publication, or BBB may display a portion of complaints when a high volume is received for a particular business. The only way out is to take their 30-Day Satisfaction Guarantee Buyout Option and pay all at once within two days. Even if you have bad credit, thats ol. Hi Amy, We're so glad you chose Credova as your buy now, pay later provider. It's obvious that this company is very predatory. Certain restrictions may apply. The item I was buying was 600.00 and I would have been paying back 1002.00. Date of experience: 05 March 2023. If you ever need assistance or have any questions, please don't hesitate to reach out to us at 833-273-3682 and we'd be happy to assist you! My collection is getting heirloom quality and someday my children will appreciate it. So I paid off early (within 2 months) hoping to save some money and use them again. 98002. luckily I was within my 30 day buyout guarantee, I'm in the process of buying out now. This means, you will have to pay any and all incurred interest. Thank you for writing the team. If you ever need assistance or have any questions, please don't hesitate to reach out to us at 833-273-3682 and we'd be happy to assist you! Now I can relax a little and have a better work/life balance which I really appreciate. The only reason I did it was to free up cash for Christmas. . Bozeman, MT 59715-2880. I was not employed during this time. Rainier Arms specializes in high-end AR15 parts, AR15 accessories, AR15 grips, AR15 stocks, AR15 uppers, AR15 lowers, AR15 barrels and much more Why pay for the full purchase upfront when you can have smaller monthly payments? -Team Credova, Dislike..charge you extra to make an Additional payments.. also can only Have one loan at a time ..ive tried to Add another purchase to loan even with very Good credit..wouldnt let me, Hi Chris, Thank you for taking the time to share your feedback. On top of another $15 processing fee. My second times using this and its awesome! We're reachable at 833-273-3682 or via email at info@credova.com. Your fee to pay online is ridiculous. Credova Financial is a consumer financing platform that integrates directly into the online checkout process providing customers multiple financing options with a single application. Very easy process. The 3rd payment they only took the minimum amount due and charged me the interest for the entire purchase. 4809 N Ravenswood Ave, Suite 419 Chicago, IL 60640 . .y oy complaint is that I'd you want to pay early or do a separate transaction, they will charge you ten dollars, but hey, they gotta make money too. Bought an item for $500. . Thank you! If youd like to payoff your contract early, but its past the 90 days of promotional financing, then youll pay interest up until that point at which you payoff the remainder of your principal. All Rights Reserved. Most of the desirable firearms are pretty expensive and though I have cash available I dont like to spend it so its a nice option to use the credit. 100% INTEREST RATE THEY DONT PROVIDE YOU WITH UNTIL YOU SIGN THE CONTRACT!!!! In an attempt to collect a debt credova financial services, authenticated a mortgage using my identity. However, you pay it off in 5 weeks you owe them 75% of the $700 they would make over 12 months. Feel free to reach us by phone at 833-273-3682 or via email at info@credova.com. Thats $88 over 12 months, sure cheap payments but not interest free. We use dedicated people and clever technology to safeguard our platform. There are two ways of making payments without the processing fees, either by ACH and by mailing your payment. See you again soon! If you care about your credit DO NOT ever use Credova. . Thank you for a streamlined process in applying for financing. this is the 3rd time I've used Credova and the quality of service is exceptional!! A lot of places nowadays dont offer layaway or if they do its only 45 days. VERY DECEPTIVE COMPANY. OH MY GOD AVOID THIS LIKE THE PLAGUE!!!! Made a $100 payment (plus $10 fee)within 30 days. The developer, Credova, indicated that the apps privacy practices may include handling of data as described below. Pay off your principal within the 90-day promotional period and you pay no interest. United States This is actually a Zero star review. Get the latest business insights from Dun & Bradstreet. Our 2022 Transparency Report has landed Having said that, I have a few big issues. It's easy to apply and easy to make your purchase. Gotta love these guys at Credova. I did contact your customer service team. I did some checking to see if they were a scam or not found out they weren't so I took the plunge it wass very easy to get approved and had no problem getting what I wanted. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. *No closed end consumer lease offer provides the 90 day promotional interest free period. Washington If you have any additional questions please reach out to Monterey Financial at 877-399-6374 or by email at customerservice@montereyfinancial.com they are our billing agency and can assist you further with any questions regarding fees or payment options.-Team Credova. The platform is providing buy now, pay later solutions to merchants with both brick-and-mortar retail locations and an integrated API eCommerce solution. -Team Credova. Thank you! . Fast approval. Phone Number +1-833-273-3682 Credova is a consumer financing platform for online lenders that provides its users with consumers as well as business loans. Hey Mel, thanks for taking the time to leave this thoughtful review. Credova is the worst. There are no hard credit inquiries so you can get approved with no impact to your credit score. Now they are saying I need to pay ******** financial services. One of the easiest financing programs I've ever used. //]]>. Its still going to help my credit so Im going with it, but I think the markup is way too much. For the best experience on our site, be sure to turn on Javascript in your browser. Scam. JavaScript seems to be disabled in your browser. Its awesome to have a company help with a purchase of a fire arm or ammo that you may need or see on sale! 531A Upper Cross Street #04-95, Hong Lim Complex, Singapore, 051531 SINGAPORE +65-82127414 inquiry@credevo.com Copyright @ 2015-2023 credevo.com Terms and conditions Privacy Policy I was able to get my item processed in minutes. Not a huge issue, because I thought I could change the monthly payment to an amount that would pay the total amount off during the 3 months. Apply Now. Sign up for our newsletter now for product updates and specials. You can also spread your payments out up to the term length provided in your offer. used them same as cash option first two times. At this time, we strongly believe that this contract was not the result of identity theft. Will not use Credova again, Hi Bob, Thank you for writing the team. Financing Redefined! This was my first time using Credova. -Team Credova. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved. We'll send you a verification code via SMS. 2023 Credova Financial, LLC. I wasn't planning on financing from budsgunshop, but when I saw the option, I figured I'd give it a try. I used them in good faith. It was super easy and quick. Hi Geo, Thank you for taking the time to share your feedback. -Team Credova. Also the low amount given(loan), makes your options slim to buy anything. Very deceptive!Unless they really are doing interest free loans like they claimed! -Team Credova. 31 W Downer Pl, Suite 405 Aurora, IL 60506 . Do you mind reaching out to our team via email at info@credova.com so we can best assist you and look into this further to ensure its been resolved? Hi there, thank you for taking the time to share your feedback. Hi Vanessa,Thank you for writing us. We were able to see that a member of our support team has been in touch and was able to accommodate any concerns. Customer Support Credova has dedicated support available for any questions or assistance you may need during normal business hours of 6AM to 6PM PST. Hey Bruce, We think you're pretty exceptional too! INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. 15 days later I called for payoff and it was $673. The sales volume average order value has increased for merchants in industries that implemented a purchase now pay later service. I recommend them and will use it again in the future. Rainier Arms on LinkedIn We also ensure all reviews are published without moderation. Absolutely disgusted. Testimonials Contact Us Frequently Asked Questions Office Locations. Every purchase has been smooth and quick. Rainier Arms on YouTube It was incredibly easy and quick. Ill just make extra payments each month for 3 months to make up the amount..so I thought. Its just not worth it, $520 now for $1,129. D&B Business Directory HOME /BUSINESS DIRECTORY Were sorry to hear that your experience with us was not exactly as you had hoped, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. Member Support Sales Write to us Chat; 800-411-0848 They charged me $10 on a $200 payment. Paid my loan back early and they gave me a pre-approval 3 days after I paid it off. Its still going to help my credit so Im going with it, but I think the markup is way too much. 22 complaints closed in the last 12 months. All Rights Reserved. I would recommend them to everyone. Will NOT be using this service nor recommending it in the future.Reply to Credova. THANKS CREDOVA!! I got a ****************************** full threw Credova threw guns.com. Thank you!-Team Credova, I had a little problem with viewing my contract and signing it so I called costumer service for help not believing much would get done but to my surprise they walk me through it and it was extremely helpful once I complete this contract I will do it again thank you, This review made our day! It took no time at all and gives you reasonable payments and plenty of time for spreading the repayment out, Hi Archbishop Patrick, We truly appreciate the feedback and we thank you for thinking of us to meet your purchase needs!-Team Credova. .y oy complaint is that I'd you want to pay early or do a separate transaction, they will charge you ten dollars, but hey, they gotta make money too. option, you know your terms up front and can shop for what you want, when you want and then pay over time. Better yet. Just putting the info out there for others who are thinking about financing with crediva. First experience was great. Contact Credova Customer Service at 833-273-3682. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Thank you!-Team Credova. Read about their experiences and 535 Average. I greatly appreciate that however I stand by my review. We're always open to any feedback and appreciate you taking the time. Have a great day! Hi Tammy, We're glad to see you have a great time using Credova for the first time. Reply to Credova. My 2nd time using Credova. One of our support agent would be happy to look into this further! VISIT. Will NOT be using this service nor recommending it in the future.Reply to Credova. In order to best assist you, do you mind reaching out to our customer support team at 833-273-3682, via email at info@credova.com, or by the chat feature located on our website? I have been nothing but a great customer to them. Hi JoeNathan, we're sorry to hear you weren't satisfied with your agreement. Credova Financial is a consumer financing platform that integrates directly into the online checkout process providing customers multiple financing options with a single application. -Team Credova. We understand your concerns with fees. Section 609 of the fair credit reporting act. Thank you! To learn more visit: www.credova.com/financingproviders.. Not all financing products are available in all 50 states. Hope to hear from you! Thumbs up from me., Approved right then and there, but what I liked was the questions they asked just to make sure I was who I said I was. There are two ways of making payments without the processing fees, either by ACH and by mailing your payment. *Not all offers are 90 day interest free. To learn more visit: www.credova.com/financingproviders.. Not all financing products are available in all 50 states. Find out how we combat fake reviews. 2023 Trustpilot, Inc. All rights reserved. We do see you were able to speak with Monterey regarding your payments, however, we are always open to feedback and would like to learn more about your experience. Terms of Service can be found. They charged me $10 on a $200 payment. Please let us know if you have any other questions or concerns. Companies can ask for reviews via automatic invitations. Yes it is more expensive in the long run, but again I did read it before signing it and agreeing to the terms, so anyone complaining about the APR did not read the contract and also did not read about the pay off. Awesome deal and will certainly use again. Hi Rob, We're so glad you can relax a bit more and have a better work/life balance. Easy and hassle free!, Was able to make a purchase using their services. Have an awesome week! If you have any questions whether or not you are approved for a 90 day interest free offer, please feel free to reach out to Credova support to discuss. Advertise about no interest. Our support team would be happy to answer any questions you might have regarding your previous order. Make sure you pay your lease off with the in 30 days because exactly when the 31 day mark comes you are literally paying double whatever was originally leased to you. -Team Credova. However, you pay it off in 5 weeks you owe them 75% of the $700 they would make over 12 months. Yes, I said it correctly. We have been working closely ************************ to ensure this information is removed from your credit. It goes against our guidelines to offer incentives for reviews. It was supposed to be convenient and interest free, thats how they convinced me to buy now, instead of after the holidays. We understand your concerns with fees. Awesome deal and will certainly use again. Keep in mind, not all offers include the 90 day interst free option. 2023 Credova Financial, LLC. Mobile Phone Number. Have a wonderful week. Now I can relax a little and have a better work/life balance which I really appreciate. Here are 8 tips for writing great reviews. Please reach out to our customer support team at info@credova.com, chat in via our website, or by phone at 833-273-3682. We also ensure all reviews are published without moderation. This would make my purchase price more than double. With Credova's easy to use buy now, pay later payment Very confused right now I love this company I have purchased 2 off them back to back my wife has used them twice back to back never a missed payment always payoff early I just paid off my account the other day it shows completed so I went applied for new credit excited to get a new addition to my collection only to be denied and I cant imagine why? Hi David, We truly appreciate you taking the time to leave us this review. Credova is the worst. -Team Credova. To learn more visit: www.credova.com/financingproviders.. Not all financing products are available in all 50 states. I wasn't planning on financing from budsgunshop, but when I saw the option, I figured I'd give it a try. Start here. The store will not work correctly in the case when cookies are disabled. Thanks for being such a great customer, we're grateful to have you as a part of our Credova family! Didnt realize I was doing a lease as the gun shop BudsGunShop.com advertised as many do as financing. We hope to see you around here again soon, too! Fraud of information whoever knowing and process identification authentication or false defraud using electronic signatures. See details. This is often expressed over an annual basis commonly referred to as the annual percentage rate (APR), With a RISC, the system considers more than just your credit and your interest rate will vary based on the information provided. Not at all. I purchased a rifle at $1650 with no interest if paid in 90 days so I set up autopay into 3 equal payments. Welcome to Credova Enter your phone number. If Credova was more like Affirm for example (where I have had numerous of purchases and pay on time AND have spent over $5000 in the past year) this Company would be a 5+ star rated place to go to, and would profit way more. Email this Business. Thumbs up from me., Approved right then and there, but what I liked was the questions they asked just to make sure I was who I said I was. Yes it is more expensive in the long run, but again I did read it before signing it and agreeing to the terms, so anyone complaining about the APR did not read the contract and also did not read about the pay off. THANKS CREDOVA!! I had to change the seller several times because the item I wanted would sell out so fast. If you sign up and download Credova's app, you can easily track your activities, payment history, and contracts. Please review your offers carefully prior to completing your agreement. Do not I repeat do not use Credova i found out the hard way that I should of read reviews and read a little further In to the fine print you will pay 2 times the cost of what your buying the charge you double what the item is by the time you pay it off I spent 400 and some change and was told my pay was 900 and some change days after purchasing through These crooks I could have paid cash but was stupid thinking I was keeping money in my wallet while getting what I wanted by using credova only to realize I just spent twice the amount I wanted to stay away from them pay cash or use someone else you dont need what ever it is that bad run run as fast as you can ! We love knowing our customers are in great hands with our support team. Not honest people, Hi Chris, We're sorry to hear you aren't happy with our service. Here are 8 tips for writing great reviews. Edit Lists Featuring This Company Section, Lawmakers Want Answers From Credova on BNPL Gun Sales, Credova Bringing Buy Now Pay Later to iCast, Credova and ASA Announce New Buy Now Pay Later Partnership for the Sportfishing Industry, France Companies With More Than 10 Employees (Top 10K), Banking Companies With More Than $1M in Revenue (Top 10K). Credova is a consumer financing platform for online lenders that provides its users with consumers as well as business loans. Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. I just didnt want it to get buried. There is a for a financial advantage in this collection. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. I called this number and got transfered to collections. -Team Credova. Easy to use and get approved.. Credova Financial, LLC Company Profile | Reno, NV | Competitors, Financials & Contacts - Dun & Bradstreet Find company research, competitor information, contact details & financial data for Credova Financial, LLC of Reno, NV. But I dont trade away or sell my guns anymore so it is a nice way to fill my safe with some pretty nice pieces. Great customer service. See our Privacy Policy to learn more about our privacy practices. A closed-end consumer lease agreement doesnt have an interest rate but rather charges monthly leasing fees. Speak to a real human, 100% of the time, based right here in the US. With the option to pay in 90 days same as cash, I saw it as a no brainer. -Team Credova. I really like that option., Really want a product Bud's carried but didn't have all the money at once so I used this service and they have been fantastic. STEP 2 See how much you can spend Get approved without affecting your credit score. Thank you.-Team Credova. I always pay off during the no interest period. Were sorry to hear that your experience with us was less than desired, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. Approvals for 90 days interest free offers are dependent upon the applicants credit profile. A lot of places nowadays dont offer layaway or if they do its only 45 days. Hi Roland, thank you for taking the time to leave a review. And I just opened another line of credit a couple days ago. Your fee to pay online is ridiculous. The first 2 payments were correct. Highly recommended!, Good so far had some hang ups with the software from my and called they walked me through the whole process and it lets me keep a lot of money in my pockets while I have the gunAWSOME SAUCE!!! There seems to be reviews claiming there is, and thats great. I will just make it go away before that happens. Review the Credova Privacy Policy found at. CUSTOMER SERVICE. Credova has posted a collections debt of $2,000 to my credit report and refuses to remove it after proving that I never received any loan ammount from their business. It was a TERRIBLE experience. Simply, I wanted to be a gun owner with a quality firearm. -Team Credova. Stay away!! BBB Business Profiles are provided solely to assist you in exercising your own best judgment. Do you mind reaching out to our team via email at info@credova.com so we can best assist you and look into this further to ensure its been resolved? -Team Credova Rob S 1 review US 15 Apr 2023 Gotta love these guys at Credova Consumers can choose from a variety of financing options during the. I also called Credova and they wanted to transfer me back to Monterey with an "oh I'm sorry, we don't take payments here". Contact Information. Paul, thanks for choosing as your buy now, pay later option for all of your adventures. -Team Credova. Purchasing a pistol on guns.com. Hi there,Thank you for taking the time to write this thoughtful review. My second times using this and its awesome! Read Customer Service Reviews of credova.com | 4 of 27 - Trustpilot. This process worked seamlessly for me. Rate and information provided are subject to underwriting guidelines and applicants creditworthiness as established by their credit profile. We also ensure all reviews are published without moderation. We'd love to talk through any concerns you have using our service. Every time I call credova hangs up on me saying they can't hear me, this is of course after they collect info to see this fraudulent account. -Team Credova. Simple straight forward process with no hit to your credit .. they set up an affordable payment plan based on the purchase price of your weapon .. going to do more business with Guns.com in the future for sure Thanks, We're so happy to hear you're happy! Great customer service. It got replaced with a plan $90 a month for 12 months. Email us anytime and we will get back to as soon as possible. Terms of Service can be found Though I have always paid off the loan ahead of schedule as it just makes financial sense to me. Once purchase is made a Credova associate must release funds/ contract for use at another merchant. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. Never felt so scammed by both BudsGunShop and Credova. You can also visit www.credova.com and select the Apply Now button in the top right corner. Just putting the info out there for others who are thinking about financing with crediva. But I dont trade away or sell my guns anymore so it is a nice way to fill my safe with some pretty nice pieces. It can't get any easier than using Credova. -Team Credova. With Credova's easy to use buy now, pay later payment Were sorry to hear that your experience with us was less than desired, but if there is anything we can improve don't hesitate to reach out to us at info@credova.com.-Team Credova. Review the Credova Privacy Policy found at www.credova.com/privacypolicy. With Credova's easy to use buy now, pay later payment Absolutely waste of money ! Happy Monday! Payoff your principal in 90 days and you pay no interest. No closed end consumer lease offer provides the 90 day promotional interest free period. Man was it easy!